General Terms and Conditions

1. Definitions

• "Site": refers to SimplyPret.ca.
• "User" or "you": any person who accesses the site or uses our services.
• "We," "us," or "SimplyPret": the platform operator.

2. Nature of the Service

SimplyPret.ca is a platform that connects users with a network of partner lenders.

We are not a lender.

We do not guarantee any approval or specific loan amount.

Our role is limited to:

• Receiving your information via our secure form
• Forwarding your request to partner lenders
• Allowing you to compare the offers received

3. Eligibility

To use our services, you must:

• Be 18 years of age or older
• Be a resident of Quebec (or Canada, depending on the offer)
• Have a regular source of income
• Have an active Canadian bank account

4. User Responsibilities

By using our site, you agree to:

• Provide accurate and up-to-date information
• Not use the site for fraudulent, illegal, or abusive purposes
• Comply with these terms and conditions

You understand that acceptance of a loan offer is made directly with the lender, according to their own terms and conditions.

5. No Guarantee

SimplyPret.ca does not guarantee that:

You will receive one or more offers

• The offers will meet your expectations
• The site will be error-free or uninterrupted

Partner lenders make all approval decisions according to their own criteria.

6. Privacy

Your data is protected in accordance with our Privacy Policy.

By using our service, you agree that your information may be shared with our partners to process your request.

7. Intellectual Property

All website content (text, images, logos, code) is the exclusive property of SimplyPret.ca or used under license.

It is prohibited to:

• Copy, modify, or reproduce this content without written permission.
• Use our name or trademark for commercial purposes.

8. External Links

Our site may contain links to third-party websites.

We are not responsible for the content or practices of these sites.

9. Limitation of Liability

SimplyPret.ca cannot be held liable for:

• Any financial loss, direct or indirect, related to the use of the site or a loan
• Any delay or failure to disburse funds by a lender
• Any error or omission in information provided by a third party

10. Amendments

We may amend these terms at any time. Changes are effective immediately upon posting on the website.

It is your responsibility to check this page regularly.

11. Applicable Law

These terms and conditions are governed by the laws of Quebec and the applicable laws of Canada.

Any dispute will be subject to the exclusive jurisdiction of the courts of Quebec.