Micro Loan Quebec 🇨🇦
From $100 to $5,000At Simply Pret, we are a direct lender offering small, short-term loans to help you manage you're spending, even if your credit score is not perfect.
Get a loan now- *Flexible amounts: $100 to $5,000
- *Fast approval, often within minutes
- *Accessible everywhere in Quebec
- *No judgment on your credit history
Why choose SimplyPret?
An unexpected bill? A financial emergency? At such times, finding a quick loan online in Canada becomes essential.
With SimplyPret, you obtain an instant micro credit aide sociale in Quebec and across Canada, without a strict credit check. Our no-refusal loans are designed to help you quickly, without unnecessary paperwork or lengthy procedures.
- Quick and easy form – complete in just a few minutes
- Secure transfer via Interac® e-Transfer 24/7 – receive your funds the same day
- Hassle-free process – get pre-approved immediately, even with bad credit
Submit your request now and receive an instant response online. At SimplyPret, our priority is to say yes to you, with an urgent and flexible loan that meets your needs, anywhere in Canada.
Express micro loan – Fast, Secure and 100% online
Need a hassle-free financial helping hand? With SimplyPret, get a express micro loan in Quebec and across Canada, directly online, without complicated paperwork. Whether it is to: pay an urgent bill, cover an unexpected expense, or manage an emergency situation, our process is simple, secure and 100% online.
Apply NowMicro loans accessible, even with bad credit
Need a quick financial boost? Our online microloans are designed to respond to your emergencies without guarantees, without complicated credit inquiries and without unnecessary paperwork.
How does it work?
Simply fill out an online form — it takes less than a minute — and receive a response quickly.
We work with a network of trusted lenders throughout Quebec, ready to offer you a proposal adapted to your financial reality and your repayment capacity.
Simple, safe and stress-free
We know that a financial emergency cannot wait. That's why our process is 100% online, with no paperwork, no hidden fees and no commitment until you accept the offer.
Once your request is approved and the offer accepted, the funds are transferred directly to your bank account, often in less than an hour thanks to INTERAC e-Transfer 24/7.
Apply for a loan in less than a minute!
Complete your application online today and get a quick response.
We are here to help you get through this difficult period with a fast, secure solution adapted to your financial reality.
With our simple process, you could receive your funds in just a few hours.
Apply NowFast and Flexible Urgent Loans Up to $5,000
See your rate before applying
Check your loan eligibility in minutes and find out your rate before you even submit your application — without any impact on your credit score.
Funds fast and available 24/7
If your application is approved, receive your funds in two hours — and sometimes in as little as 5 minutes via INTERAC e-Transfer.
Mini-loan in 4 payments, without proof
After your first payment, choose the repayment date that suits you in order to better manage your budget.
Loan without strict credit check
Ideal for those with bad credit. Simple approval, fast transfer and no hard credit inquiries.
What is a Quebec micro loan?
A Quebec micro loan is a quick and accessible financing solution to obtain money in the event of an emergency or unforeseen expense.
Unlike traditional loans which require long and complex forms, micro loans are based on a simplified application requiring only essential information.
Can I get a quick mini loan without refusal?
No reliable lender can guarantee a loan without first checking your credit report and financial situation.
With us, there is no guarantee of approval, but if you meet our eligibility criteria and demonstrate sufficient repayment capacity, your chances are good.
Even with a bad credit history, you might be approved if your current financial situation is stable.
Are 24/7 micro loans no credit check?
In reality, any serious lender carries out at least a soft check to assess your application.
This allows you to view certain necessary data without leaving a permanent mark on your credit report and without harming your rating.
How much can I borrow?
Our lending partners offer micro loans ranging from $100 to $5,000, depending on your needs and financial profile.
The exact amount will be determined by the lender, based on:
- Of your income
- Of your monthly expenses
- The stability of your job
How to get a micro loan in Quebec 24/7?
- Determine the desired amount and your repayment terms.
- Prepare your information: employment status, income, bank details, and proof of identity.
- Fill out our online form—it's quick and easy.
- Receive a response as soon as possible, sometimes in just a few minutes.
How much does a micro loan cost?
Use our payment simulator to find out:
- The monthly repayment amount
- The interest charges
- The total cost of the loan
This helps you borrow with complete transparency and plan your repayment without surprises.
Everything is designed to be simple and quick.
Apply online
Fill out our online form and quickly search our lenders.
Accept the offer
Our smart technology quickly filters all available loans to provide you with a personalized quote.
Receive your money
If the offer suits you, finalize the agreement with your chosen lender and receive your funds.
Eligibility for a Simply Pret Loan
Get a Simply Pret loan in Quebec with no proof of income, accessible even with bad credit.
Our eligibility criteria are clear and flexible:
- ✅ 18 years of age or older
- ✅ Resident of Quebec, Canada
- ✅ Regular source of income (employment, benefits, etc.)
- ✅ Active bank account in Canada
No credit check will be performed, regardless of your current financial situation.
FAQ – Frequently Asked Questions ✍️
We're here to answer your questions
Does SimplyPret offer secured loans?
No. As mentioned previously, secured loans do not actually exist.
At SimplyPret, we work with responsible lenders who conduct a series of checks during the search and application process. We do these checks to make sure the loan is a good fit for you and your personal finances. This helps prevent inappropriate borrowing and promotes responsible lending decisions.
Do I need to have good credit?
No, no credit check is performed.
Do I need to provide any documents?
No. The application is 100% online, with no paperwork or supporting documents to upload. You simply fill out a form with your basic information.
Can I really get a loan 24/7?
Yes, you can apply for a loan online 24 hours a day, 7 days a week. Funds can be transferred quickly, sometimes within minutes if you are approved, or at the latest the next business day.
How long does it take to receive the money?
Once the offer is accepted, the funds are usually transferred via INTERAC e-Transfer within 24 hours, often much faster.
Will my credit score be affected?
No. Since there is no credit check, your score is not affected. The process is confidential and will not impact your credit report.
How can I repay my loan?
Payments are automatically debited according to the schedule agreed upon with the lender. You can choose a frequency that suits your budget (weekly, bi-weekly, monthly).
We have helped more than 2,000 families in Canada.
Don't let a financial emergency stress you out. Get the support you need, with no credit check, no collateral, and no hassle.
I had an urgent payment to make, and my credit was too low to go through my bank. Thanks to their service, I received $1000 in a few hours, without any judgment or hassle. I'm truly grateful!
David R. Trois-Rivières
"I needed money quickly for a medical emergency. I completed the application in 2 minutes and received the funds the same day. No credit check and no stress. Thank you for the fast and transparent service!"
Sophie L. Montréal
This was my first time applying for a loan online, and I was pleasantly surprised. Everything was simple, clear, and hassle-free. I was able to repay in several installments without any pressure.
Marc A. Québec
I recommend this platform to anyone looking for a quick and hassle-free loan solution. The process is super efficient and the lenders are reliable.
Julie M. Laval